Staging build, not public.
What you keep when you sell
An estimate from your own numbers. Every line shows its source and formula. No sign-up, nothing is saved or sent.
Estimated amount you keep
$497,464
- Sale price
- $500,000
- Commission
- Enter a rate above
Source and formula
Source:California Business and Professions Code section 10147.5, read 10/15/2026.
Formula:No rate entered. "The amount or rate of real estate commissions is not fixed by law. They are set by each broker individually and may be negotiable between the seller and broker."
- County transfer tax
- -$550
Source and formula
Source:California Revenue and Taxation Code section 11911(a), read 10/15/2026.
Formula:1,000 units of $500 (rounded up) x $0.55 = $550. County documentary transfer tax: $0.55 for each $500 or fractional part of the price, on the value not counting a loan the buyer takes over. Cities may add their own tax under 11911(b) and city ordinances; your county recorder can confirm.
- Loan payoff
- -$0
Source and formula
Source:The payoff amount you entered.
Formula:$0. Your lender's payoff statement has the exact figure, including interest to the payoff date.
- Property tax you owe at closing
- -$1,986
Source and formula
Formula:$5,000 a year x 145 of 365 days in tax year 2026-27 = $1,986 your share, minus $0 already paid = $1,986. The secured tax year runs July 1 to June 30, paid in two equal installments: the first covers July 1 to December 31 (due November 1), the second covers January 1 to June 30 (due February 1).
- You keep
- $497,464
Source and formula
Source:Sum of the lines above.
Formula:$500,000 - commission - $550 transfer tax - $0 payoff - ($1,986) property tax = $497,464
Closing 11/23/2026. Not included: escrow and title fees, HOA transfer or document fees, repairs or credits you agree to, other liens, supplemental tax bills, city transfer taxes for cities not on the list, and income tax on any gain. Your escrow officer and tax advisor can give you those numbers.
Sources
- Commission: California Business and Professions Code section 10147.5: "The amount or rate of real estate commissions is not fixed by law. They are set by each broker individually and may be negotiable between the seller and broker."
- Transfer tax: California Revenue and Taxation Code section 11911(a). County documentary transfer tax: $0.55 for each $500 or fractional part of the price, on the value not counting a loan the buyer takes over. Cities may add their own tax under 11911(b) and city ordinances; your county recorder can confirm. Who pays it is set in your purchase contract.
- City transfer taxes (checked 10/15/2026, launch-market counties only): Sacramento (city), $2.75 per $1,000 of the price (0.275%): Sacramento City Code section 3.16.020; Sacramento County Clerk/Recorder, Documentary Transfer Tax FAQ. Vallejo, $1.65 per $500 or fractional part of the price: Vallejo Municipal Code section 3.10.020 (Real Property Conveyance Tax). No extra city tax: Citrus Heights, Elk Grove, Folsom, Galt, Isleton, Rancho Cordova (Sacramento County Clerk/Recorder: "In Sacramento County, only the City of Sacramento has established a City Transfer Tax"). Stockton (Stockton Municipal Code section 3.20 ($0.275 per $500, adopted under R&T Part 6.7, credited against the county tax)). West Sacramento (West Sacramento Municipal Code section 3.20.020 ($0.275 per $500 under R&T Part 6.7, credited)). Modesto (Modesto Municipal Code section 8-2.802 ($0.275 per $500 under R&T Part 6.7, credited), official code on Municode, checked 10/15/2026). Tracy (Tracy Municipal Code section 8.08.460 ($0.275 per $500 under R&T Part 6.7, credited), official code on Municode, checked 10/15/2026). Lodi (Lodi Municipal Code chapter 3.16 ($0.275 per $500 under R&T Part 6.7, credited), official code on Municode, checked 10/15/2026). Woodland (Woodland Municipal Code section 3.16.020 ($0.275 per $500 under R&T Part 6.7, credited), official code on eCode360, checked 10/15/2026). City tax not verified: Manteca, Lathrop, Ripon, Escalon, Ceres, Hughson, Newman, Oakdale, Patterson, Riverbank, Turlock, Waterford, Roseville, Rocklin, Lincoln, Auburn, Loomis, Colfax, Placerville, South Lake Tahoe, Davis, Winters, Benicia, Dixon, Fairfield, Rio Vista, Suisun City, Vacaville. Your county recorder can confirm.
- Property tax year: San Joaquin County Treasurer-Tax Collector, Secured Property Tax Calendar. The secured tax year runs July 1 to June 30, paid in two equal installments: the first covers July 1 to December 31 (due November 1), the second covers January 1 to June 30 (due February 1). Default tax amount: California Constitution, Article XIII A (Proposition 13), as summarized in California State Board of Equalization Publication 29, California Property Tax: An Overview, 1% base only.
An estimate, not an offer or a net sheet from escrow. Hansen Sales Inc, DRE 02240122.